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Population Ageing and Sovereign Debt Ranking Now Being Linked
Ratings firm Standard & Poor's has downgraded Japan's sovereign debt rating by one notch to AA- from AA, saying that it expects the country's fiscal deficits to remain high and noting there is a...
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You Need to Read the Small Print before Believing Market Research
The Harris Poll of about 3000 Americans generated a news release with the tag line that: “People over 65 less likely than younger generations to be taking some steps to economize.” That conclusion...
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Its Now OK to Advertise to the 55+
I have been meaning to write about an article that appeared in the New York Times on the 13th May entitled: “In Shift, Ads Try to Entice Over-55 Set.” All of these quotes should be music to my ears but...
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1% Makes a Lot of Difference
A report has just been published in the US called the: “The Potential Impact of the Great Recession on Future Retirement Incomes.” I really wished we had an institution attempting the same type of...
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Bright Lights Project - Standard & Poor's Rating Services
Standard & Poor’s is one of three major American rating agencies (Fitch Ratings and Moody’s Investor Services are the others). They’re in the business of assessing risk of various financial...
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Revenue as a Lagging Indicator
This post by Paul Graham (Y-Combinator founder) is rich with unique perspective on the really big, 'frighteningly ambitious' startup ideas. I like the way in which he frames them (and they are...
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Banks Need Leaders Who Get It (Done)
Ed O’Leary penned an interesting piece, published on the ABA Banking Journal site, titled Banks Need Leaders Who “Get It”. It deserves a full read, but the gist of the post is this:“For at least the...
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The Real Reason Why Financial Services Ads Show More Women
A recent Harvard Business Review blog post titled Why the Financial Services Industry Is Showing More Women in Its Ads contained the following:“Financial institutions portray women today as competent...
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Wall Street Has Its Eyes on Millennials' $30 Trillion Inheritance
There is a lot more talk about Millennials in the media. This is the age cohort born somewhere between the early 1980s and early 2000s (i.e. they are somewhere around the age of 17- 35).It is a totally...
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Pity the media noise about millennials is not matched by their financial...
I feel sorry for millennials. They are suffering from the same stereotypical generalisations that has plagued their parents and grand parents. Marketers think they are the only game in town. Many...
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